| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 3.777% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.625% | 3.663% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.048% | 0.000% |
All ARM product rates may increase during the term of the loan agreement.
Rates are subject to change at any time. The actual interest rates and fees available to you will be based on your credit history, loan-to-value and current prevailing rates, and may be different than rates displayed here. Please contact an LAPFCU loan consultant for further information.
Other lenders may set their rates based in part upon the need to generate profits and shareholder dividends. As a non-profit organization, LAPFCU is free to instead pay dividends to you—the member—in the from of superior rates and extremely low fees.
Our lending services member satisfaction consistently ranks among the highest in the industry. And because we’ve exclusively served the Los Angeles Police family since 1936, you can rest easy knowing we’re a dependable lender you can trust.
LAPFCU has a wide variety of loan programs designed to suit your purchase, refinance, and home equity lending needs. Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
We want you to turn to us first to provide the highest level of service at competitive rates. And, because our Home Loan Center is supported by the mortgage experts at Los Angeles Police Federal Credit Union, we’re only a phone call away if you need help: toll-free at 877-MY-LAPFCU (877-695-2732).
Los Angeles Police Federal Credit Union Key Benefits
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
We can get your mortgage approved in minutes, rather than days or weeks!
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Counselor is always just a call or e-mail away!